Pengenalan Pengurusan Kewangan

nie aku buat khas supaya senang aku egt.. tp bg sesiapa yg nk mklumat boleh tumpang sekaki.. Sekaki je xyh byk2.. huhu Pas tu.. nie buat yg ngerti je.. mksud aku

Takrif kewangan tu apa erk?

xsilap aku.. definisi dia seni dan sains mengurus. setiap individu n organisasi tu kena peroleh n dapatkan wang utk belanja or melabur wang tersebut.
Then, ia terlibat dlm menentukan nilai n membuat keputusan BAIK PUNYER..
Fungsi dy lak utk mengagih sumber-sumber termasuklah memperoleh, melabur n menguruskan sumber2 lain.. pham kot??

Bidang2 Utama..~~

1st -> Pelaburan

mesti nak tau kaitan dy kan?? of course ar... utk mengkaji sekuriti kewangan drpd perspektif pelaburan.. then dpt mendedahkan kpd cara2 mengurus portfoli0 pelaburan sama ada oleh pelabur individu or institusi..

2nd -> Pasaran N Perantara Kewangan

Dy nie membeli sekuriti kewangan utk dijual ttp dipegang sbg pelaburan. bukan tu je..
dy mengeluarkan sekuriti sendiri kpd pelabur bg tumpuan pengurusan kewangan yg berlaku secara xlgsung..

3rd -> Pengurusan Kewangan

Nie pulak mengaplikasikan prinsip2 kewangan utk mewujudkan n mengekalkan nilai melalui proses buat keputusan n pengurusan sumber yg cekap.. terbahagi pd 3 jenis..
contohnya keputussn pelaburan, pembiayaan n pengurusan.. Bergantung gak pd konsep asas n prinsip kewangan org..



bukan gantung cm pix nie keyh?


Apa yg special sgt jd Pengurus Kewangan nie??

mula2.. dy menjalankan Analisis Kewangan n Perancangan..
ke2.. dpt buat keputusan pelaburan.. bkn keputusan seske aty.. k?
3rd.. Buat keputusan pembiayaan lak..
4 lak.. Dy kena pantau n buat pengawalan utk pastikan syarikat operasi sentiasa cekap
Akhirnya.. kena berurusan dgn pasaran kewangan..

tu je...

Matlamat Organisasi..? (mesti kena ada erk..)

1. Maksimumkan keuntungan semestinya.. dy mesti kena pilih projek yg dapat memaksimumkan untung.. xkan nk rugi lak kan? perolehan saham digunakan sbg ukuran keuntungan n diwakili oleh perolehan 1 tempoh perakaunan bg setiap saham.

2. dah untung mesti nak kaya kan?? oleh itu matlamat seterusnya maksimumkan kekayaan pemilik saham.. yg diukur dgn harga saham semasa di darab dgn jumlah saham yg dipegang.. Harga saham semasa bergantung kpd..:-

- tempoh pulangan aliran tunai
- jumlah aliran tunai utk pemilik saham
- risiko aliran tunai

3. menjaga kepentingan pekerja n bertanggungjawab terhadap masyarakat...

abeh..
eh2 silap..
THE END..

Pengenalan Pengurusan Kewangan

nie aku buat khas supaya senang aku egt.. tp bg sesiapa yg nk mklumat boleh tumpang sekaki.. Sekaki je xyh byk2.. huhu Pas tu.. nie buat yg ngerti je.. mksud aku

Takrif kewangan tu apa erk?

xsilap aku.. definisi dia seni dan sains mengurus. setiap individu n organisasi tu kena peroleh n dapatkan wang utk belanja or melabur wang tersebut.
Then, ia terlibat dlm menentukan nilai n membuat keputusan BAIK PUNYER..
Fungsi dy lak utk mengagih sumber-sumber termasuklah memperoleh, melabur n menguruskan sumber2 lain.. pham kot??

Bidang2 Utama..~~

1st -> Pelaburan

mesti nak tau kaitan dy kan?? of course ar... utk mengkaji sekuriti kewangan drpd perspektif pelaburan.. then dpt mendedahkan kpd cara2 mengurus portfoli0 pelaburan sama ada oleh pelabur individu or institusi..

2nd -> Pasaran N Perantara Kewangan

Dy nie membeli sekuriti kewangan utk dijual ttp dipegang sbg pelaburan. bukan tu je..
dy mengeluarkan sekuriti sendiri kpd pelabur bg tumpuan pengurusan kewangan yg berlaku secara xlgsung..

3rd -> Pengurusan Kewangan

Nie pulak mengaplikasikan prinsip2 kewangan utk mewujudkan n mengekalkan nilai melalui proses buat keputusan n pengurusan sumber yg cekap.. terbahagi pd 3 jenis..
contohnya keputussn pelaburan, pembiayaan n pengurusan.. Bergantung gak pd konsep asas n prinsip kewangan org..



bukan gantung cm pix nie keyh?


Apa yg special sgt jd Pengurus Kewangan nie??

mula2.. dy menjalankan Analisis Kewangan n Perancangan..
ke2.. dpt buat keputusan pelaburan.. bkn keputusan seske aty.. k?
3rd.. Buat keputusan pembiayaan lak..
4 lak.. Dy kena pantau n buat pengawalan utk pastikan syarikat operasi sentiasa cekap
Akhirnya.. kena berurusan dgn pasaran kewangan..

tu je...

Matlamat Organisasi..? (mesti kena ada erk..)

1. Maksimumkan keuntungan semestinya.. dy mesti kena pilih projek yg dapat memaksimumkan untung.. xkan nk rugi lak kan? perolehan saham digunakan sbg ukuran keuntungan n diwakili oleh perolehan 1 tempoh perakaunan bg setiap saham.

2. dah untung mesti nak kaya kan?? oleh itu matlamat seterusnya maksimumkan kekayaan pemilik saham.. yg diukur dgn harga saham semasa di darab dgn jumlah saham yg dipegang.. Harga saham semasa bergantung kpd..:-

- tempoh pulangan aliran tunai
- jumlah aliran tunai utk pemilik saham
- risiko aliran tunai

3. menjaga kepentingan pekerja n bertanggungjawab terhadap masyarakat...

abeh..
eh2 silap..
THE END..

LIRIK LAGU

ARTI CINTA SEJATi by the potters

aku rasa tlah ku temukan cinta sejati
saat aku hilang arah dan tak terkendali
di saatku coba bertanya di suatu sisi
ku yakin kau cinta mati
*courtesy of LirikLaguIndonesia.net
* aku diam bukan berarti aku membisu
percayalah ku tercipta hanya untuk kamu
di jantungku hanya ada selembar namamu
ku yakin kau pun begitu

reff:
dapatkah kau mengartikan sayapku
dapatkah kau mengartikan cintaku
peluk dan cium untukmu
kau selalu di hatiku

dapatkah kau menjadi letak surgaku
dapatkah kau menjadi permaisuriku
rebahkan sayap-sayap cintamu
dan bawalah ku ke damaimu

repeat *
repeat reff [4x]

aku rasa tlah ku temukan cinta sejati
saat aku hilang arah dan tak terkendali
di saatku coba bertanya di suatu sisi
ku yakin kau cinta mati

Source: http://liriklaguindonesia.net/t/the-potters/the-potters-arti-cinta-sejati/#ixzz1SWdH1AZA

A day in KUALA LUMPUR...

I was born here on 3rd January in 1993 and moved to Sungai Petani, Kedah when I was 10. Going back to K.L. makes me bring back the memories.. Eventhough the memories were only as little as an ant walking on the pavement, but it is enough for me. Pendek kata... I miss living in K.L. I MISS my friends from SKBBSP2 @ Sek. Keb. Bandar Baru Seri Petaling 2... Like Michelle Tang, Anchal and Aishah. I hope U all succeed in your life...



As I was saying... My mom had a meeting in k.l so my sister and I decided to follow. We were walking along a road. WHERE?? well I had forgotten the name of the place but as we were walking.. We saw so many weird things that caught our eyes. For example, what do u see??



To me its SUICIDAL SYLVESTER.. huhu It was so sad to see my favourite cartoon character died like that... Though it looked like one way to save petrol..

Instead of hanging SYLVESTER to ur car... I found another to save petrol "environment friendly" way, why don't we hang a leaf...? There's one car I saw just a few minutes after sylvester. The owner hang a HUGE leaf under his/her car.. To bad though.. I did not have enough time to take a picture. The driver was driving to fast..

Who am I???

WHO AM I?? WHAT'S MY FUTURE?? WHAT'S GONNA HAPPEN TO ME?? AM I READY FOR THIS?? ARE THEY READY FOR ME?? These questions always ring in my head whenever I face examinations. I don't even know why..

AT THE AGE OF 15..

This was it.. My PMR exam was getting nearer. This exam determined my future. Whether I could get a better school or put me in the SCIENCE class. Well to get there I must STUDY, STUDY and STUDY. But I guess studying and playing does not combine well together. It was hard enough I had to focus on the topic from form1 'till form3. IT'S IMPOSSIBLE!! There's just so much to memorize. Too many subjects.. Well only 8 (to some of you..) But it seems A LOT to study in a short time. huhu A few days 'till exam.. My friends and I began to visit our teachers for a last minute revision and sought their advice and words of wisdom. It helped.. Other than that, we asked them for their forgiveness.. (MINTA RESTU LA.. TANPA BERKAT CIKGU XBLEH JUGA..huhu) There was just not enough time to study.. All we can do and knew was doing revision. PLENTY OF THEM.. (JGN LUPA SOLAT JUGA.. WAKTU BGINI ELOKLAH KITA BERTAWAKAL PADA ALLAH YANG MAHA ESA..)Sometimes waking up early in the morning to get a fresh start.. According to motivators everywhere, waking up early in the morning to study is actually very affective. Wash our face. Turn on the table light.. Take a revision book.. AND START MEMORIZING.. It works when u feel fresh.. When u are sleepy it doesn't work because u ended up thinking of sleep other than what's in the book.. (Believe me.. I tried. And I ended up going back to sleep.. huhu)

A day before the exam..
Me and friends started to do study groups at school.. We began to ask each other about what's going to be in the exam.. What's the spot questions.? What should we remember.. It's tough. We began writing words on tissue as a FRIENDSHIP thing.. We didn't have enough money at the time to buy expensive one's. Besides, it's in the heart that matters..

This was it.. The examination.. PMR is here. We couldn't do anything anymore.. There's no turning back.. Teachers began to hug the students. Some even cried. Everyone were nervous.. But that feeling began to disappear.. We were sitting on our chairs and table. Then we started to think.. Why were we that nervous..? Everything looked the same.. Nothing different at all from our monthly exams.. We began to answer the questions.. Thank god.. I got out of the hall safe and sound.. Nothing happened.. I donno what was making me so nervous to get in there in the first place. Then I realized, it was nothing.. It's just in my head.. The results were out.. I was so.. what to say? Hmm.. maybe just HORRIBLY FRIGHTENED.. I was afraid.. Questions began to pop into my head.. HAVE I DONE MY BEST?? AM I READY FOR THE FUTURE?? DID I FAILED?? All of these questions were giving me a major headache.. When the teacher called my name.. My heart just skipped a beat.. There it was.. my scores.. What I've achieved.. It wasn't EXCELLENT but it was good enough for me to get to science class.. I guess I didn't do that well..

SPM..
Now I will be facing an even more challenging test.. My SPM.. I don't know whether I'm ready or not.. BY the year 2010.. This could my FUTURE.. Failing this can mean the end of a perfect career.. The end of a perfect life.. I MUST TRY MY BEST FOR THIS EXAM.. Putting high hopes on it to determine WHO I AM in the future..

Kememe's story

The meaning of KEMEME...

3rd January 1993..

A beautiful and frail baby girl was born on Sunday morning, 3rd January at Pusat Rawatan Islam, Kuala Lumpur. It was hard for the parents to decide a name for the baby. A few were chosen. At last the war between which name to give was put into an end.. Everyone knows her by the name of Hanah... This girl just like to laugh and not very fussy about food... It was easy. She has curly hair and a big wide smile... She was the favorite of her grandfather. So what her parents had told her (and telling her still! :)). She was still a baby when her grandfather passed away (a year after she was born). The memories were not enough for her to remember when she grows up. Only words coming from her parents mouth tells her what her GRANDPA was like. Too bad her grandfather did not have the time to spend with her sister.

A year later, Hanah got a baby sister named Farah. These two fought like cats and dogs. From day 'till night and night 'till day. It was tiring for their parents just to keep up with them and just wanted them to keep quite. Even though the two fought like crazy but nobody can separate them apart from each other. What can I say, it's a sibling thing. Though you hate each other, you still need one another. Who said life is easy but it is sweet!

A few years had flown by, Hanah had started to learn to walk and talk... She started to explore the world with her tiny chubby arms... Her small feet started to take her anywhere she wanted to go. She always wanted to follow anywhere her parents go. Her parents was having a HARD time trying to catch up with her. She never wanted to be left behind or even just staying at home playing with dolls and watch tv.. She loved seeing the world trough her big black eyes.. "Take me, Take me!" Those were the exact words she said whenever she wanted to go out... Her parents was so worried to take her out... She was ever so excited and always moving ahead of others. She even got on an elevator alone and made her parents skipped a beat. Thank goodness she was still in the elevator when her parents found her... huhu!!!

Well, I do not know what to say anymore about this girl... All I know is that this girl is a very private girl who is shy in telling her secret or even voicing her opinion. She's a girl whom is always afraid of being ashamed of herself. Well this girl is trying to break the wall which is pulling her down from others.

Are you wondering how does this story relates to me and the word KEMEME?? Well the word 'Take Me' is KEMEME which sticks 'till this very day. My mother just like that name and always use it to tease me... hehe Well, I was a little girl who was just learning to speak. I guess my English was WORSE at the time. The story above is just a part of my story when I was a little girl. These stories were just based on my parents when they told me how I was, being that little girl.



My name is Hanah,
I am just an ordinary person,
Sometimes I am as sweet as a rose,
But I can be as tough as leather,
I am not a perfect person,
But I am as friendly as a puppy,
I became as silly as a sheep with them,
I can be as loyal as a dove to my friends,
Even though I am not as fit as a fiddle,
Or as beautiful as the sunset,
I still maintain to be as active as quicksilver,
And try to be as happy as a king.